You can save on taxi insurance when you compare several agents at once. Fill out one form and we’ll get you in touch with three agents who can insure your taxi today. Get started right away!
Get An Insurance Agent Who Knows Taxis
There are many types of insurance agents out there. Some specialize in home insurance; some specialize in life insurance. You need to find an insurance broker who specializes in taxis. That’s because not all insurance agents out there know the unique risks that taxi drivers face every day, risks like:
- being robbed while parked
- being assaulted by customers
- getting into frequent fender benders
- losing income due to a vehicle break down
Your agent should be familiar with these risks and how to insure against them. There are unique insurance coverages that protect you from every one of these problems. You need an insurance agent who can get you those coverages.
What to Look For in a Taxi Insurance Agent
After you’ve gotten in touch with a few insurance agents who specialize in taxis, you should look for a few qualities to narrow down your options. Here are four questions that you should ask.
1. Who can get me the best deal?
Price is often the deciding factor for taxi drivers. To get the best price, you’ll need an insurance agent who has access to many different insurance companies that deal in commercial auto insurance. Your agent will take your information and match you with the company that best matches your criteria. Since different agents have access to different companies, it’s important to listen to the offers from several agents at once.
2. Who has my back every hour of the day?
If you get into an accident or if you need to adjust your policy on the fly, you need an agent who can work with you every hour of the day. Be sure to ask your prospective agents what their hours of operation are and if they have 24 hour service.
3. Who can give me every coverage I need?
You’ll want an agent who can bundle your coverages together. It’s usually cheapest to get your auto liability, physical damage, and medical payment coverages bundled together, so try to get everything done under a single roof.
4. Who can cover my entire fleet?
If you own more than one taxi, there are other coverages that you should be concerned about, such as general liability and business insurance. You’ll also want to get a discount for insuring multiple vehicles at once.
How to Find a Taxi Insurance Broker Today
The best way to find a solid taxi insurance broker and get your vehicle covered completely is to compare several agents at once. When you compare agents, you know you’re getting the right information and the best deal.